A plain-English explanation of the wash sale rule: the 61-day window, what counts as substantially identical, how disallowed losses adjust basis, traps involving IRAs and spouses, and how to harvest losses without triggering it.
A clear guide to federal capital gains tax rates, the holding-period rule, the 0%, 15%, and 20% brackets, the 3.8% net investment income tax, special rates for collectibles, and legal ways to reduce the bill.
The Earned Income Tax Credit is one of the largest refundable credits for working families. Learn the eligibility rules, qualifying child tests, common errors, and refund timing.